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Financial Aid

Financial Aid

Financing Your Future.

Approximately 90% of DCAD students receive some form of financial aid.

Along with providing an affordable education, we’re committed to helping our students discover the best ways to finance their degree. If DCAD is the right fit for you, there is sure to be a financial aid option that will help you manage your payments, including:

  • Federal and private loans
  • Institutional and private scholarships
  • Federal and state grants
  • College work-study
  • Veterans Administration (VA) Benefits

Types of Aid

To learn your federal and state aid eligibility, you must first complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov.

DCAD recommends the FAFSA be submitted after January 1 and prior to March 1 for students entering in the fall semester or December 1 for students entering in the spring semester. If a student is admitted to DCAD after March 1 or December 1, a financial aid application must be submitted within two weeks of receipt of the notification of acceptance. Once enrolled, students must reapply for financial aid by filing a FAFSA renewal every year.

The DCAD Financial Aid Office receives FAFSA results within three to four days after the FAFSA is filed. After all corrections and verifications are processed, the Financial Aid Office emails each student a financial aid award offer and sample student budget.

  • DCAD’s FAFSA school code is 041398.

Federal Work Study

Students may submit applications to apply for on- and off-campus (community service) work-study employment while enrolled at DCAD. Students work 5 to 15 hours per week, are paid and receive paychecks on the 15th and 30th of each month. Positions include: office assistants, lab monitors, student ambassadors, tutors, instructor aides, reading assistants, etc. Students also have been placed at various off-campus sites within walking distance of DCAD, including Christina Cultural Arts Center and The Delaware Contemporary.

State Vocational Rehabilitation (V-R) Offices

The Financial Aid Office works with government agencies such as State Vocational Rehabilitation Offices, for students with documented disabilities seeking various recuperative educational grants. Students should check with their state’s Vocational Rehabilitation Offices for V-R details and to determine eligibility for V-R grants.

United States Office of Veteran Affairs

DCAD also works closely with students who are or have served in the military i.e. active duty, veterans, and/or dependents, to secure military educational benefits. Visit www.va.gov for details.

Federal student loans available to all undergraduate students. A student may borrow up to $3,500 in Subsidized Stafford Loans for the freshman year and $4,500 for the sophomore year; students may receive up to an additional $2,000 per year in Unsubsidized Stafford Loan monies.
With a Subsidized Stafford Loan, no interest is accrued while the student is enrolled at least half-time in college. With an Unsubsidized Stafford Loan, interest does accrue while a student is enrolled at least half-time in college.
Independent students and those whose parents’ PLUS Loan was denied are also eligible for an additional $4,000 per year in Unsubsidized Stafford Loans.

Federal Plus Loan

PLUS Loans are federally-funded and available to working parents who have good credit.
Parents must complete and return a PLUS Pre-approved Form to the Financial Aid Office to have their credit checked. Once credit is approved, parents can complete a promissory note for any amount up to the student’s total cost of attendance for an academic year as determined by their school’s financial aid office and less any other financial aid the student may be receiving before applying for a PLUS Loan. A parent may defer making payments while their student is enrolled at least half-time. https://studentaid.gov/app/launchPLUS.action?plusType=parentPlus

Private Education Loans

DCAD’s preferred lenders listing is available at the link below:

https://choice.fastproducts.org/FastChoice/loan/options

DCAD Tuition Payment Plan

DCAD makes it as easy as possible to pay your yearly tuition. All payments are due by the College’s published dates, unless students choose to participate in our payment plan.
For those who choose to take advantage of the monthly payment plan, payments begin August 1 for the academic year and are subject to a $25 fee per semester. Students interested in the payment plan should call the Bursar’s Office at 302.622.8867 ext. 218 for more information.

Grants are considered “gift aid” and do not have to be repaid.

Federal Pell Grants

These grants are awarded from the federal government and are available at any time during the academic year for which you apply. The 2010-2011 Pell Grants range from $336 – $6,345 and are awarded to students with very high need. A FAFSA must be completed to qualify for a Federal Pell Grant.

Supplemental Educational Opportunity Grants (SEOG)

The SEOG grant is awarded to students with the highest need based off the Estimated Family Contribution (EFC) reported on the student’s FAFSA. Eligibility is determined by the DCAD Financial Aid Office after all other aid is awarded and the student has financial need to be met in order to study at DCAD.

State Grants

Most states offer grant programs to their residents, however, some states do not permit grant eligibility to residents who study out-of-state. Each state has its own guidelines, application deadlines, and eligibility criteria. Students should contact the Higher Education Agency in their home state for details. A FAFSA must be completed.

DCAD Need-Based Grant

DCAD awards grants to students who demonstrate need based upon the information reported on their FAFSA. A FAFSA must be completed. These grants are awarded based on the need at the time of admission. However, if financial circumstances change, contact the DCAD Financial Aid Office to discuss the situation. Satisfactory academic progress must be maintained to continue receiving a DCAD Need-Based Grant.

DCAD Merit-Based Scholarships

Scholarships are awarded based on an applicant’s’ academic and artistic skill at the time of acceptance to the college. The maximum DCAD Merit-Based Scholarship given is $10,000.
Merit-Based Scholarships are renewable for the second year for students who maintain full-time status and satisfactory academic standing (minimum GPA of 2.0). The deadline to be considered for a Merit-Based Scholarship is March 15 for the fall semester and December 1 for the spring semester.

James P. Lecky Presidential and Stuart B. Young Scholarships

These scholarships are awarded to accepted full-time students who demonstrate outstanding academic and artistic ability. The scholarships are automatically renewed for a second year of full-time enrollment as long as the student maintains a minimum cumulative GPA of 2.7 or 3.0 (depending on the scholarship).

Other Scholarships Resources

The DCAD Leadership Scholarship – The DCAD Leadership Scholarship is awarded by the Student Services Department and Selection Committee for DCAD students who provide exemplary leadership to the campus and local community. Students may inquire with the Director of Student Services for application information.

DCAD students have access to Scholly – Students can download the Scholly app to search from thousands of Outside Scholarship opportunities. Enrolled students can also access the website at app.myscholly.com/register directly from a mobile phone, tablet or computer. Contact Financial Aid at [email protected] for your Scholly access code.

DCAD has partnered with The Woman’s Opportunities Resource Center in Philadelphia to give $3,000 to DCAD students who are currently working and able to save $1,000 over a six month period. Contact Financial Aid at [email protected] for the program requirements.

Financial Aid Contact Info

It’s our priority to ensure that all students receive the aid they need to attend DCAD. Please don’t hesitate to reach out to us with any questions.

Sharna Patterson, Director of Financial Aid
[email protected]
302-622-8000, ext. 209.


Title IV Recalculation Disclosure

The DCAD Financial Aid Office is required by Federal Law to recalculate (number of calendar days completed divided by number of days in semester) to establish the student’s completion percentage to determine Federal Financial Aid Eligibility for students who withdraw, drop out, are dismissed or take leave of absence from DCAD prior to completing 60% of the payment period or semester. Contingent upon the Title IV Funding Recalculation, the Bursar will return any unearned Title IV Funds to the Federal Government or lender. The student will then become responsible for paying any subsequent balance on her/his student account to DCAD and begin repayments of any federal student loans after the student loan six-month grace period has lapsed. Each student is provided a Title IV Funds Recalculation Disclosure/Procedures Statement and is required to complete Stafford Loan Exit Counseling (as applicable) when exiting the college.